(Updated February 2025) New to 2025 are AI scams.  The potential to create an image, video or voice of someone can make many existing...

Are you finding it hard to navigate through the complicated world of health insurance terminology? You're not alone. The lingo can be...

Click on the links below to see FAQs for the specific types of health insurance. Medicare Advantage Plan FAQs Medicare Medigap (Medicare...

When will I be billed or charged for my plan? Most carriers don’t charge for their plans until the beginning of January, after new plans...

I missed the enrollment period and didn’t change my Medigap plan, do I have to wait until the next Annual Enrollment Period? If you are...

How can they offer insurance with no premium? While your plan does not have a premium, there are out-of-pocket costs including copays and...

The beginning of the new year often means a new insurance plan for many people, both in Medicare and in private or Marketplace plans and...

The FFM or Marketplace has opened as of November 1,2023 for people who are under 65 to shop for and enroll in health plans for 2024. This...

Turning 65 is a significant milestone for many individuals in the U.S., as it marks the age at which you become eligible for Medicare, a...

There are numerous changes to insurance that will take effect beginning in January 2024. Here is a summary of some of those changes:...

As we head into one of the busiest seasons for health insurance, we want you to know that we are here to make life easier for all our...

In addition to the major transition from insurance for those under 65 to Medicare, there are other transitions that affect insurance for...

When you are approaching age 65 or are past age 65 but approaching retirement your insurance situation will change dramatically from what...

There is a 12-month trial right period in the first year after you enroll in a Medicare Advantage plan. This only applies the first time...

Using an independent health insurance broker can offer several benefits when it comes to selecting a health insurance plan. Here are a...

Medicare Advantage vs Medigap Medicare Advantage and Medigap are both options for individuals who are eligible for Medicare and looking...

What is a Medigap Policy? Medicare Supplement plans are a type of health insurance for people who have Medicare. They cover the gaps in...

This visit is different from your “Welcome to Medicare” preventive visit which happens in the first 12 months after you have Medicare....

If you have lost your marketplace coverage or did not enroll during the annual enrollment period, there are several options available to...

When you go into Medicare after leaving private or group-based plans, you will be replacing your annual physical with this one-time free...